Mortgages Folkestone by Faye Jenning of Tranquillity Financial Services

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

First Time Buyers

Buying your first home is an exciting time but can be daunting and confusing without the right support and advice. Whatever you need from us we are here, from your initial enquiry, right up until the day you get your keys!

At Tranquillity we are here for you every step of the way. From tips on saving your deposit, improving your credit score, and helping you plan your budget. Together we will discuss how much you are able to borrow and talk you through all the costs involved, so there are no surprises.

We have also created some handy first-time buyer guides, to help us walk you through the process and give you access to the information you need, whenever you need it.

Remortgages

If your existing deal is nearing it’s end, the mortgage will roll onto the lender’s ‘Standard Variable Rate’ unless you make new arrangements. This is likely to be a higher interest rate and cause an increase in your monthly mortgage payments.

Reviewing your options beforehand gives you the security of knowing what your monthly payments will be going forward and the peace of mind that you are on the best deal available. With so many options available, it can be hard to know what’s best, we can take the work and stress out of it for you.

Moving Home

We can assess whether you can move your existing mortgage to the new property and your options if your current deal has early repayment charges, or finding lenders who will allow you to borrow what you need.

With these many factors, getting the right advice from across the market is essential to help you reach you goals and get the best deal. We know the added complication of chains can cause uncertainty so an efficient advisor is key and can be the difference between getting the house you want.

Mortgage Options

Residential

The standard option for most individuals who require a large long term loan to buy the home where you want to live, as oppose to rent out to tenants or use for commercial purposes.

With one to one advice, you can get the best option with your combination of deposit and monthly instalments.

Buy To Let

Whether you are a first-time landlord, have an existing property portfolio or have ‘buy to lets’ within a LTD company, help is available to you to secure as suitable investment.

Take advantage of the first-time landlords guide to help those of you new to ‘buy to lets’ and looking at this opportunity.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority

Right To Buy

The right to buy scheme is a fantastic opportunity for you to purchase your home if you are a council tenant.

We can help ensure a smooth process with a wealth of experience dealing with Right to Buy applications from all over the country, including the trickier property types.

RTB rules differ in NI & RTB is no longer available in Scotland or Wales.

Request a Callback

Please provide your details and you will be contacted within 24 hours or as soon as office hours resume. Office hours are Monday – Friday 9am – 5.30pm

She has gone so above and beyond

Cannot recommend Faye enough !! She has gone so above and beyond throughout our mortgage process with her and been patient with us asking a million and one questions throughout. She’s made one of the most stressful experiences actually quite enjoyable. We’re so grateful to have had her help us and would recommend her to anybody looking to buy! Thank you so much, Faye!!

Beth July 2022. Google

Faye’s communication levels are second to none

As first time buyers, Faye has been a godsend. Buying your first home is stressful at the best of times but Faye has provided us with guidance, support and fought our corner in situations that were confusing to us. Faye’s communication levels are second to none, providing you with constant updates and putting your mind at rest. We are still yet to exchange contracts and actually be in our first home but thanks to Faye we have a mortgage secured that is brilliant value for money and the protections we need are in place in anticipation for our move. We can’t thank Faye enough for everything she has done, we would recommend her to anyone. Her services are 5 star and so is she.

Caprice and Jack May 2022. Google

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Registered in England and Wales

Tranquillity Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered office address – Flat B, 20 Shorncliffe Road, Folkestone, Kent, CT20 2SF
Registration number – 13979872
Trading address – Flat B, 20 Shorncliffe Road, Folkestone, Kent, CT20 2SF

FEES: I charge a standard fee of £199 on application. For complex cases such as debt consolidation or those with adverse credit history I charge up to £599.

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*Buildings & Contents Insurance services are referred to a third party. Neither Tranquillity Financial Services Ltd nor PRIMIS are responsible for the service received.