Protection &
Insurance

Life insurance is a policy designed to pay out a lump sum to your partner, family or children if you die during the policy term. This type of policy can be tailored to cover your mortgage debt and can be the difference between your family being forced to sell your home, or having financial security and a more stable future.

Is designed to pay out if you are diagnosed with a critical illness such as cancer, a heart attack or stroke. This can be to pay off the mortgage debt, or for a smaller amount to take away the added stress of money worries, whilst you are trying to get better. According to Cancer Research 1 in 2 of us born after 1960 will be diagnosed with cancer at some stage. Please browse their website here to find out more. Your family’s financial security is more important than leaving it to chance.

Income protection is a monthly income replacement policy that will pay out if you are unable to work due to sickness, accident or disability. Statutory sick pay is £109.40 per week, which can make it impossible to pay your mortgage, bills or keep your family doing the things they love. Income protection will support your finances whilst you are unwell, and the policies have a wealth of options to suit each individuals’ circumstances.

For most of us, our home is the most valuable asset we will ever own, so having the right cover in place is crucial. Buildings insurance is a condition of the mortgage and contents cover protects the possessions you need and use every day, as well as valuables such as jewellery and artwork.